Purchase property through your SMSF with our experienced team.
Buying real estate through an SMSF can be tricky. So talk to your local broker at FinPrime and they will assist you throughout the process.
Thinking of investing through an SMSF?
Benefits of buying property with your SMSF
If you are considering purchasing property through an SMSF, talk to our team at fINprime first. We will guide you through the SMSF loan application process and help answer any questions you may have.
Use gearing to purchase property worth more than available funds in your SMSF
Your SMSF will receive all income and capital growt
Your SMSF can also use income from the property to help pay off the loan
Once you have set up your SMSF, you’re effectively in charge of it including reporting responsibilities. Ensure you understand this approach in full and get professional advice with our experienced team.
Because the single aim of your SMSF is to secure funds for your retirement, there are strict rules regarding property purchase under the Superannuation Industry Supervision Act 1993 (SIS Act).
It’s important that you set up your SMSF first, if you want to buy property through it. You can’t buy property in retrospect. Also, the value of the SMSF portfolio determines your borrowing power.
When your SMSF is set up, the Trust Deed needs to give the Superannuation Fund Trustee power to: ‘Purchase real estate’, ‘Borrow finance’ and ‘Secure the repayment of borrowed money’.
FinPrime Pty Ltd t/a FinPrime Loan Solutions (ABN 28678353001), under Credit Representative Number 518388, is a Credit Representative of Australian Credit Licence 389087.
Important info
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
In the spirit of reconciliation, we acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.